Elder Care & How To Pay For Long-Term Care | Elder Law Lawyers in San Antonio | Elder Law

Eldercare includes many services that are intended to meet an elder's health or daily personal care needs for the short or long term. 

These services intend to help elders live independently and safely at their home, hospital, assisted living facility, or nursing home when they are unable to perform everyday activities on their own. 

Payment of these services can be done by using personal funds, government programs, and other private financing options. Here are a few ways with which the elder can pay for their long-term care:

From Their Savings

Many older adults who opt for home care use their personal savings, pension funds, or income from stocks and bonds to pay for these care services. They also pay for adult day service programs, meals, and other community-based aids given by local governments and nonprofit groups. 

Programs Run By The Government

There are many health care programs run by the government for the benefit of older adults. Caregivers or family members can help older adults in applying for these government aids. 

However, hiring an elder law lawyers in san antonio is best as they are the experts in this field and will definitely get the best benefits and care services for their clients. 

Elder Law Lawyers in San Antonio

They also take care of the complicated paperwork involved to get the benefits of these government programs that is definitely a plus point for the elder adults.

Medicare

For adults of age 65 years or above or for people in late-stage kidney failure, Medicare is a federal government health insurance scheme that assists them financially. 

However, it doesn't cover older adults under care at home, assisted living, or long-term care. Check the Medicare website for more information.

Medicaid

Some older adults are eligible for Medicaid, a combination of Federal and State programs for low-income individuals and families. Medicaid covers the cost of medical care and sometimes even covers long-term care for older adults with low income and fulfills all the eligibility requirements. 

The eligibility conditions and services covered vary from state to state thus it is advised to consult an attorney who is well versed with the elder law lawyers to know your eligibility.

State Health Insurance Assistance Plan (SHIP)

SHIP. is a national program that is offered in every state, provides counseling and assistance to elder adults and sometimes families on Medicare, Medicaid, and other health schemes. You can contact a SHIP counselor in your state or visit their website to know more.

Veterans Affairs (VA)

For the veterans, the US Department of Veterans Affairs can provide long-term care or home care if they fulfill the eligibility conditions. If you are a veteran and want to know whether you are eligible for these benefits then get in touch with the VA medical center near you.

These are some of the ways by which an older adult can pay for their long-term care. Hiring an attorney will surely help you in getting the care you deserve and also makes the paperwork involved in this process easy.